Swiss health insurance companies are aiming to change laws to make it easier for them to unilaterally end complementary insurance contracts, according to the newspaper Le Matin. Health insurers have managed to get this possibility included in a project aimed at revising Switzerland’s laws on insurance contracts, set for discussion by a parliamentary committee this […]
Healthcare costs rise further in Switzerland
Statistics published today show a further rise in Swiss healthcare costs. In 2016, spending on healthcare rose by 3.8% reaching over CHF 80 billion, 12.2% of GDP. In 2015, Swiss healthcare spending was equal to 11.9% of GDP. The challenge of rising healthcare costs is not confined to Switzerland. In the UK in 2015, healthcare […]
Insurance boss suggests Swiss health insurance deductibles of 10,000 francs
Philomena Colatrella, the CEO of Swiss insurer CSS Insurance, has stirred the lively debate around Switzerland’s rising cost of health insurance by proposing deductibles of CHF 5,000 and CHF 10,000 – deductibles set the amount people pay out of their own pockets before their insurance kicks in. Colatrella discussed the idea in an interview with […]
Switzerland’s parliament rejects plan to cut health insurance discounts
Switzerland has a system of compulsory health insurance. Residents must choose an insurer and pay. Those who don’t are automatically signed up and sent a bill. Other than shopping around, choosing a policy with an excess, a sum that must be covered out of your own pocket before the insurance kicks in, is one of […]
Swiss fact: health insurance premiums cover only 37% of Swiss healthcare costs
Figures published in 2017 show that only 37% of Swiss healthcare costs were covered by basic compulsory health insurance premiums. The remaining cost was covered by the government (20%), accident and social insurance (10%), private complementary health insurance (7%), charity (1%) and out-of-pocket spending by individuals (26%). Infogram Compulsory Swiss health insurance requires policy holders […]
Higher Swiss health premiums for those with big deductibles
Switzerland’s Federal Council announced plans to reduce the discounts offered to those willing to risk paying the first chunk of their annual medical bills. It also plans to adjust deductibles in line with shifts in medical costs. This will be discussed until 19 October 2017. Switzerland’s compulsory basic health insurance can be bought from a range of […]
Big debts at 18 because parents didn’t pay Swiss health insurance bills
20 Minutes. A recent article in the newspaper 20 Minutes highlights the nasty surprise some young people experience when their parents fail to pay their health insurance premiums. Turning 18 is one of life’s key milestones. It corresponds with the end of school and entry into a new world. In Switzerland it is also a […]
Half of Swiss happy to be tracked to reduce health insurance premiums
Ahead of Forum des 100, a Swiss health conference organised by the newspaper Le Temps, the organisers conducted a survey to see how many would be prepared to have their lifestyles electronically monitored in return for a discount on what they pay for health insurance. According to the results, 47% were happy to have their […]
Thousands of cross-border workers risk big bills for health insurance
Tribune de Genève. Thousands of cross-border workers working in the canton of Geneva, who have not yet formally sorted out their health insurance situation, risk getting a big bill. This week the canton made a final call to those living in France and working in Geneva to make a formal choice between the French and […]
Those over 25 may pay more for Swiss health insurance
20 Minutes. The Swiss States Council commission on public health endorsed a plan that could lead to higher health insurance premiums for those over 25. Swiss health insurance providers are required to pay into a communal pot to spread risk between insurance companies. The latest plan would reduce the amounts paid into this communal pot for every […]